Products

Track every movement of money.

Six services that ledger, reconcile, and audit the funds flowing through your business. Each solves a specific tracking problem — together they're the system of record for every cent.

General Ledger

Double-entry, multi-currency, multi-dimensional accounting that never gets a balance wrong.

A programmable ledger with configurable chart of accounts, transaction templates, and real-time balance tracking. Built on double-entry principles with multi-currency and multi-dimensional accounting from day one — slice every transaction by department, project, location, or any custom dimension.

Double-Entry Bookkeeping — Every transaction produces balanced debits and credits. Correctness is guaranteed by design, not by hope.
Multi-Dimensional Accounting — Tag every entry with unlimited dimensions — department, project, location, cost center, customer, or anything else. Run a P&L by any combination, with no extra journals or reclassifications.
Multi-Currency Support — All 196 ISO 4217 currencies pre-seeded, plus custom currency definitions for crypto, loyalty points, or any unit of value.
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General Ledger
Wallet

Per-user balances, instant transfers, holds, and payouts — out of the box.

Launch stored-value wallets with per-user balances, real-time transfers, configurable holds and liens, transaction limits, and instant payouts. All backed by a correct double-entry ledger.

Per-User Balances — Every user gets an isolated account with real-time balance tracking, backed by double-entry accounting.
Holds & Liens — Place, release, and capture holds on funds. Automatic expiry with configurable sweep schedules.
Transaction Limits — Daily, weekly, monthly limits with min/max controls. Configurable per profile and per currency.
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Wallet
Fraud Detection

ML-powered fraud scoring, sanctions screening, and device intelligence — in real time.

Protect every transaction with machine learning fraud scoring, rule-based detection, device fingerprinting, sanctions and PEP screening, SIM swap detection, and real-time alerting.

ML Fraud Scoring — ONNX-based machine learning models score every transaction in real time. Continuously learning, always adapting.
Rule Engine — Configurable fraud rules per merchant. Combine velocity checks, amount thresholds, and behavioral patterns.
Device Intelligence — Fingerprint devices, detect anomalies, cluster suspicious patterns. Know when a "new device" is actually a known bad actor.
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Fraud Detection
Campaigns

Launch and manage loyalty programs that are properly accounted for.

Run points-based rewards programs, manage campaigns with budget controls, track redemptions, and analyze performance — all integrated with your ledger so liabilities are never untracked.

Campaign Management — Create, activate, pause, and manage campaigns with full lifecycle controls.
Points & Rewards — Issue points, track balances per customer, and manage redemptions with configurable rules.
Budget Controls — Set campaign budgets with real-time tracking and automatic cutoffs. Never overspend on a promotion again.
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Campaigns
Reconciliation

Automated matching of bank statements to your ledger. Every cent accounted for.

Upload bank statements in CSV, OFX, or SWIFT format. Automatically match to ledger entries, flag variances, and maintain a complete reconciliation audit trail.

Multi-Format Import — Upload bank statements in CSV, OFX, and SWIFT MT940 formats with full parser support for each.
Automatic Matching — Intelligent matching engine pairs bank transactions to ledger entries by amount, date, and reference.
AI-Assisted Matching — When rules can't match a statement line, our AI suggests the best candidates with confidence scores. Cuts manual review time dramatically.
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Reconciliation
Reporting

Balance sheets, income statements, and branded customer statements — generated, not hand-built.

Standard financial reports generated directly from your ledger data. Balance sheets, income statements, trial balances, dimensional analytics, scheduled exports, and customizable customer account statements with your branding.

Standard Reports — Balance sheet, income statement, and trial balance — generated in real time from your ledger.
Customer Account Statements — Generate branded account statements for any customer or account, on demand or on a schedule. Multi-format export (PDF, CSV, Excel, OFX).
Customizable Statement Templates — Tailor statement layouts, logos, colors, and section structure per merchant or per customer segment. Your brand, your statements.
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Reporting

Ready to launch your
financial product?

Stop wrestling with double-entry, holds, and reconciliation edge cases. Get in touch to see how Goldie Street can de-risk your roadmap.